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Farmers Mastercard® for your everyday needs.

Collect Farmers Club Points everyday on every purchase with Farmers Mastercard where Mastercard is accepted, in-store & online.

There’s so much MORE to love with a Farmers Mastercard!

Be rewarded

Collect Farmers Club Points everywhere!*

With a Farmers Mastercard you’ll collect Farmers Club Points everywhere Mastercard is accepted!

$10 spend = 1 Farmers Club Point.

Exclusive feature

Double-dip for more!

Collect Farmers Club Points twice over when you swipe your Farmers Mastercard AND Farmers Club Card together on any purchase made in-store or online at Farmers.

In-store shopping

Long Term Finance available^

Unlock incredible long term deals for life’s bigger purchases, thanks to Farmers Mastercard and thousands of participating retailers across New Zealand^.

An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions.

Interest free period

Contactless payments

The PIN limit for contactless card payments is currently $200. This can differ between retailers as they are in control of activating this capability within their store.

Manage your account.
ANYTIME. ANYWHERE.

Introducing new and easy-to-use features that make managing your account even more convenient.

Download our latest mobile app on Apple Store/Get it on Google Play

Love Farmers? You’ll love Farmers Mastercard!

Apply now for a Farmers Mastercard and unlock features, benefits, promotions and competitions - exclusive for you!

Things you should know

Lending criteria, $50 annual account fee, terms and conditions apply. Everywhere Mastercard is accepted – earn 1 Farmers Club Point for every $10 spent on Standard Purchases. Excludes cash advances, balance transfers, fees, interest charges or quasi-cash transactions. Standard Interest Rate, currently 25.95% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Standard Farmers Club terms and conditions apply. Excludes Long Term Finance.

*Everywhere Mastercard is accepted in-store, online and around the world.

^A minimum purchase amount may be required. An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 25.95% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rates and fees correct as at date of publication, subject to change.